All Episodes
Displaying 1 - 20 of 152 in total
The Roth IRA 5-Year Rule Explained (Ultimate Guide)
Confused by the Roth IRA 5-year rule? Did you know there are two different 5-year rules? Well, it can get quite confusing, so this episode is meant to be your complete...
Most Retirement Plans Look Good on Paper, But FAIL in Reality
Are you sure your retirement plan is optimized for the right things? In this episode, I discuss what the true mark of a successful retirement plan is and why most peop...
7 MAJOR Benefits of a Brokerage Account in Retirement
Is the brokerage account the secret to a fun and tax-efficient retirement? It might be a requirement, but it definitely helps. In fact, the brokerage account is my fav...
4 Reasons You Should Take Social Security at 62
Are you still trying to decide when to take Social Security? Well, in this episode, I am deviating from my normal stance to share 4 reasons you might want to take your...
Don't Retire Yet - Try This Instead
Are you anxious about an abrupt transition to retirement? In this episode of Retirement Answers, I share the concept of phased retirement, where you can gradually redu...
The Big HSA Mistake Retirees Don’t Know They Are Making
Have you ever wondered if your HSA contributions could cause unexpected issues as you approach retirement? In this episode, I highlight potential risks and mistakes th...
New 2026 Tax Brackets, Standard Deductions & More!
Can you believe it's 2026 already?? Ready or not here we go! In this episode, I'm sharing the updated tax brackets, standard deductions, capital gains brackets, IRMAA ...
MAJOR Changes To 401k Catch-Up Contributions in 2026
If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your em...
4 Retirement Fears to STOP Believing After You Reach 50
Have you ever wondered why so many people dream of early retirement but never actually do it? In this episode, I dive into the most common fears that hold people back ...
Don't Retire Early Without Understanding THIS Tax Strategy First
What if you could retire earlier than expected, access your savings without penalties, get health insurance subsidies, and pay no taxes for the first few years? Would ...
5 Misleading Retirement Beliefs That Can Sabotage Your Future
Have you ever wondered if certain beliefs about retirement could actually jeopardize your future instead of securing it? In this episode of the Retirement Answers Podc...
5 Questions You MUST Answer If Retiring Before 65
Get the FREE Checklist Here: https://www.rivertreewealth.com/pre-65-retirement-checklist👉 Book a call with me: https://www.rivertreewealth.com/get-started✅ Get your Im...
This Is The Roth Conversion SWEET SPOT
What ingredients make for the most optimal Roth conversions? In this episode, I explain what the Roth conversion sweet spot is and why this period of time is the best ...
Every Retiree Needs To Hear This... (What I've Learned After Helping 100 Clients Retire)
You ever have something not be what expected it to be? Well, as a retirement planner who is helped over 100 clients, I have learned an important lesson that I think an...
The Roth Conversion MISTAKE Every Retiree Should Avoid
Roth conversions might help you save on taxes in retirement, but that doesn't mean you only need Roth IRAs... In this episode, I share why it's actually tax-efficient ...
The 2026 Social Security COLA + Who It Applies To
The 2026 Social Security COLA has been announced! I will share what it is, who it applies to, how it's calculated, and why your Social Security claiming strategy impac...
Social Security REGRETS: The Top 5 Mistakes Retirees Make
Are you sure you are taking Social Security at the right time? Well, in this episode, I share 5 common mistakes retirees make when claiming Social Security and what yo...
Why Retirees with $1M Actually End Up With TOO MUCH
Are you making the same mistake many other retirees make? If so, you could end up missing out on a lot right now, and have more money that you ever need later in life....
Are You Optimizing Social Security For The WRONG Thing?
Is a break even analysis or trying to get the maximum lifetime benefits from Social Security the wrong way to optimize your benefits? In this episode I share an differ...
Roth Conversions Just Got More Complicated (OBBBA Update)
The OBBBA was passed back in July 2025, but now Roth conversions are more confusing for retirees. The new senior deductions might be helpful for some, but for those wh...