All Episodes
Displaying 1 - 20 of 129 in total
How To Create Tax-Free Income In Retirement WITHOUT A Roth IRA
Do you really need a Roth IRA in retirement? Personally, I don't think so if you create a good income plan, so in today's episode, I share how a couple with $1.2m can ...
These 5 Tax Mistakes Will Waste Your Retirement Savings
Tax planning might be the most consequential part of your retirement plan... If you plan well, you could save yourself hundreds of thousands of dollars over your lifet...
Retirement Tax Planning: What It Is (Actually) + Why It Matters
Tax planning in retirement is about so much more than Roth conversions... In this episode, I share the components of a real tax plan and why it is crucial to understan...
The Widow's Tax Trap: What Is It & How To Avoid It
There is a tax trap waiting on retired couples, but most don't know about it until it's too late. In this episode, I share what the Widow's Tax Trap is and how you can...
8 Important (But Little-Known) Rules To Know Before You Retire
There are so many little details and rules to know about as you head into retirement and today I'm sharing 8 rules that I think everyone should know about before enter...
5 Things to STOP Doing Before You Retire (And What To Do Instead)
Getting close to retirement? Here are 5 things you should stop doing before you get started.👉 Book a call with me: https://www.rivertreewealth.com/get-started✅ If you ...
18 Signs You Are Better Prepared for Retirement Than Most People
Wondering if you are behind on your retirement plan? You are probably more prepared than you think and these 18 signs are good indicators!👉 Book a call with me: https:...
Retire NOW If You Answer YES to These 5 Questions
Knowing the best time to retire is tough to figure out because of all the details involved, but if you can answer 'YES' to these 5 questions, it might be time to start...
Why This Account Changes Everything in Retirement
There is an account that can give you ultimate flexibility and help you reduce taxes in retirement... and no, it's not a Roth IRA. It gives you the flexibility you've ...
Why Converting Everything to Roth is a MISTAKE
Are you making this mistake with your Roth conversions? In this episode, I explain why having some money in your Traditional IRA could save you thousands in taxes.Vide...
What Most Retirees Don't Know About Social Security Survivor Benefits
Social Security survivor benefits are really confusing, but in this episode I break down everything you need to know about survivor benefits to help you make more info...
Social Security Spousal Benefits - Avoid These Common Mistakes
Most retirees assume they are entitled to 50% of their spouse's Social Security, but that is not true... In this episode, I outline the rules for Social Security spous...
What You Can Do To Avoid The IRA Pro-Rata Rule
Do you have after-tax money in your Traditional IRA? Well, when it comes time to make distributions or do Roth conversions, you could unknowingly pay more in tax that ...
What The Top 1% of Retirees Do Differently From Everyone Else
The top retirees approach retirement completely different from everyone else. They have an abundance mindset and live with intentionally, and that's what I discuss in ...
Why Your Roth Conversion Could Trigger Unexpected Tax Penalties
Roth conversions are a powerful tax planning opportunity for retirees, but the devil is in the details. Missing a couple small things could end up costing you.In this ...
10 Retirement Hacks That Will Save You Money
There are a few simple ways to save money in retirement and keep more of your hard earned money in your pocket. In this episode, I share 10 hacks that will help you sa...
Recession-Proof Your Portfolio By Doing THIS
What if the market tanks right after you retire? It's important to be prepared and have a plan in place for the 'what-ifs' that could happen. In this weeks Friday Q&A,...
Why You Should STOP Doing Roth Conversions
Roth conversions might be causing you to pay more in taxes compared to simply not doing any Roth conversions. In this episode, I explain how RMDs and your future tax r...
Planning for Travel Expenses in Retirement? Ask Yourself These Questions
Trying to figure out how to plan for travel expenses in retirement? That's the question that I address on this week's Friday Q&A.I share a few things to consider as yo...
This is the BEST Way To Do Roth Conversions
What if you could do a Roth conversion completely tax-free? Would you even believe me if I said this was possible?In this episode, I share how you can use a charitable...