All Episodes
Displaying 31 - 60 of 114 in total
Here's When You Should Do Roth Conversions
Trying to figure out when you should do Roth conversions? In this episode, I share the optimal times to do Roth conversions so that you get the most out of this import...
How Much Cash Should I Hold in Retirement?
How aggressive or conservative you should invest your money in retirement is a constant question in retirees' minds. How much risk should I take? Should I just use a s...
Stop Avoiding IRMAA!
IRMAA stands for Income Related Monthly Adjustment Amount. In short, it is a surcharge that can be added to your Medicare Part B & D premiums IF you earn to much money...
6 Reasons to Spend Your Roth IRA in Retirement
Having a Roth IRA in retirement can be very powerful. It allows you to make tax-free distributions for retirement income and gives you flexibility around your tax brac...
Navigating Market Volatility in Retirement
It's not secret that sudden market declines can cause fear and anxiety in investors' minds. Recently, we've seen some volatility enter the markets and you might be won...
Watch Out for These 5 Investing Mistakes!
Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-startedI've seen a common theme in almost every portfolio review I have done lately...
Tax-Savvy Retirement: Asset Location Explained
Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-startedTax planning is a huge part of building a successful retirement plan. You of...
5 Ways to Reduce Your RMDs (& SAVE BIG)
Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-startedRequired Minimum Distributions (RMD) aren't the worst thing in the world, bu...
Where Should I Pull Funds From First in Retirement?
Book a free consultation to get started today 👉 https://www.rivertreewealth.com/get-startedNot sure where to pull income from first in retirement? It can be a overwhel...
7 Reasons NOT To Do Roth Conversions
Today, I'm sharing 7 reasons you shouldn't do Roth conversions... I hear about far too many people who are trying to do Roth conversions, but they shouldn't be doing a...
How Much Money Do You ACTUALLY Need To Retire?
Need a custom retirement plan? 👉 Get started today: https://www.rivertreewealth.com/get-startedWondering if you have enough money saved up to retire comfortably in 202...
Will My Social Security Be Taxed?
One of the biggest questions around Social Security is, "Will I pay income taxes on my Social Security benefits?"I answer this very question, walk through an example, ...
Is Social Security Going to Run Out?!
In recent years, there has been a growing concern around Social Security going insolvent. There are some truths to these concerns, but there are also many misunderstan...
3 Estate Planning Must-Haves
Estate planning is often a forgotten part of a financial plan, but there are a few steps you can take to start building your estate plan.It doesn't have to complicated...
Inherited IRA Rules EXPLAINED (10-Year Rule)
So you inherited an IRA... But now what? Do you have to take all of the money out immediately? Over your lifetime? Within 10 years?The SECURE Act was instituted in 202...
Retirement Planning Do's & Don'ts
There are lots of opinions and ideas around how to properly plan for and live out a successful retirement. Today, I'mis sharing 8 do's & don'ts of retirement planning ...
How Do Presidents Impact the Stock Market?
It's an election year! We will be choosing the next President of the United States later this Fall and times like this often raise a lot of questions in investors' min...
Avoid These 8 Retirement Mistakes
As a retirement planner, I get to see the good and the bad of every retirement plan. All the good decisions and the mistakes that come up.In an effort to help you avoi...
BIG NEWS & My Retirement Planning System
I have some big news to share with you... I have launched my own wealth management firm, Rivertree Wealth! I'm excited to continue serving my clients and begin working...
How Do Financial Advisors Get Paid?
Alright... Let's talk about financial advisor fees.Understanding how a financial advisor gets paid can be hard because there are numerous ways an advisor can receive c...
5 Benefits of a Roth IRA in Retirement
Roth IRAs are powerful retirement accounts. You get to pay your tax now, let your investments grow tax-sheltered, and take from the account in retirement TAX-FREE! (Th...
How to Plan for Retirement Gap Years
Maybe you have heard of retirement "gap years" or maybe it's a new concept to you, but how to plan for your retirement gap years is a common question for retirees.The ...
How Much Income Will I Need in Retirement?
Trying to figure out how much income you will need in retirement can be challenging to figure out...There are rules of thumb such as 80% of your current, pre-retiremen...
The Secret Ingredient to a Successful Retirement
Discover the missing ingredient to a successful retirement in this episode of Retirement Answers with Jacob Duke. Learn why this ingredient is crucial to your retireme...
Should I Take Social Security & Invest It?
In this episode of Retirement Answers, Jacob answers the common question, "should I take social security early and invest it?"Jacob talks through the following:- Benef...
Should I Prioritize Roth Conversions or Health Insurance Subsidies?
In this episode, Jacob discusses the decision many retirees have to make: prioritizing health insurance subsidies or Roth conversions? He highlights considerations suc...
When is the Best Time to Retire?
"When should I retire?" can be one of the hardest questions to answer. There isn't a perfect answer nor a one-size-fits-all. There are plenty of rules of thumb you cou...
5 Common Retirement Regrets (& How To Avoid Them)
Have you ever heard someone say they weren't enjoying their retirement? Or maybe they were bored or felt lost?Unfortunately, I hear retirees say this more often than I...
Social Security Survivor Benefits: A Complete Guide
Social Security can get confusing very quickly. You have FRAs & PIAs, and Spousal benefits, Survivor benefits, Disability, and your own benefits.And the crazy part is ...
Last 5, First 5: The Most Important Years
I've had this concept in my mind lately and wanted to share it with you. It's not groundbreaking or innovative. It's a simple concept that I have labeled "Last 5, Firs...