All Episodes
Displaying 141 - 160 of 171 in total
The 3 Bucket Retirement Plan
There are many different retirement income strategies to choose from, but my favorite is the 3 Bucket Plan. I'm a visual learner and being able to separate my money ou...
5% CDs Are Not Good Investments
Over the last 18 months, the Federal Reserve has been increasing it's interest rates. And because of this interest rates on cash, CDs, Money Markets, Mortgages, and Ca...
Asset Location - How It Saves You Taxes
We all know about how important it is to have a plan for taxes in retirement. So, we create Roth conversions strategies, but what if I told you there is simple tax sav...
5 Things To Do 5 Years From Retirement
This week I share 5 things that you need to be doing 5 years before retirement. These are things that will help you have the most successful and fulfilling retirement....
The Real Risk of Stocks
We all think stocks are risky because they are volatile. "Oh no! My account is down 25%, I'm losing all of my money!!" Well, today let's have an honest conversation ab...
I'm 55, With $1 Million Saved. Can I Retire?
We are all curious if we have enough saved to retire. What most people don't do is dig into the details of their savings to see how strategically positioned they are t...
Your Retirement Plan is Wrong...
What if I told you your retirement plan is wrong? Initially, probably wouldn't be very comforted to hear that, but I'm here to tell you that it's okay! The simple real...
401k Catch-Up Contribution Changes in 2024 (SECURE Act 2.0)
Another big change from the SECURE ACT 2.0 is coming in 2024... This time it has to do with catch-up contributions for everyone 50 or older. Tune into this episode of ...
Annuities (Part 2): Why I Don't Like Them
Last week on Retirement Answers I shared what annuities were and how they worked. Well, this week I am sharing 6 reasons I do not like annuities and why I think they a...
Annuities (Part 1): What Are Annuities?
Ahhhh... Annuities. We have all heard of them, but do we really know what they are and how they work? the reality is that most people don't truly understand them and i...
5 Common Investing Mistakes to Avoid
As a financial planner, I have heard it all when it comes to investing... "My friend said this company was about to go crazy!" "Did you see what they said on the news?...
How is Social Security Taxed?
One of the biggest decisions you will make in retirement is when to take Social Security! I have found that understanding how Social Security taxation works is importa...
How Much Do I Need To Retire?
Are you trying to figure out how much you need to have saved to successfully retire? Well, in today's episode I share how you can quickly get to a rough estimate of ho...
$100k Tax-Free Retirement Income!
What if you could have $100k of income in retirement entirely tax-free?! Well, in this episode, Jacob Duke, CFP® shares exactly how one of his clients is doing just th...
7 Tax Planning Tips to Consider
Taxes are one if the biggest headwinds retirees will face. In this episode, I share 7 different ways you can lower your tax bill both now and throughout your retiremen...
Tax Diversification
We know how important it is to be diversified in our investments... But are you aware of how important it is to be tax-diversified for retirement? By having tax divers...
My Thoughts on Silicon Valley Bank
You've probably heard about the failure of Silicon Valley Bank. In this episode, I share my thoughts on the whole situation and what we can learn from it. Enjoy!
Taxes on Roth Conversions, How 401ks are Taxed, & Offsetting Dividends with Capital Losses
In this episode of Retirement Answers, I discuss: How to pay the taxes on Roth conversions How 401k distributions are taxed Why you can't offset dividends with capital...
Naming Beneficiaries, Roth Limits, and Spousal Benefits
In this episode, I answer 3 questions I recently received: Who will inherit my IRA when I die? Can I contribute to my Roth IRA and Roth 401k at the same time? Will I c...