All Episodes
Displaying 91 - 114 of 114 in total
Your Retirement Plan is Wrong...
What if I told you your retirement plan is wrong? Initially, probably wouldn't be very comforted to hear that, but I'm here to tell you that it's okay!The simple reali...
401k Catch-Up Contribution Changes in 2024 (SECURE Act 2.0)
Another big change from the SECURE ACT 2.0 is coming in 2024... This time it has to do with catch-up contributions for everyone 50 or older.Tune into this episode of R...
Annuities (Part 2): Why I Don't Like Them
Last week on Retirement Answers I shared what annuities were and how they worked.Well, this week I am sharing 6 reasons I do not like annuities and why I think they ar...
Annuities (Part 1): What Are Annuities?
Ahhhh... Annuities.We have all heard of them, but do we really know what they are and how they work? the reality is that most people don't truly understand them and it...
5 Common Investing Mistakes to Avoid
As a financial planner, I have heard it all when it comes to investing..."My friend said this company was about to go crazy!""Did you see what they said on the news?!"...
How is Social Security Taxed?
One of the biggest decisions you will make in retirement is when to take Social Security! I have found that understanding how Social Security taxation works is importa...
How Much Do I Need To Retire?
Are you trying to figure out how much you need to have saved to successfully retire? Well, in today's episode I share how you can quickly get to a rough estimate of ho...
$100k Tax-Free Retirement Income!
What if you could have $100k of income in retirement entirely tax-free?! Well, in this episode, Jacob Duke, CFP® shares exactly how one of his clients is doing just th...
7 Tax Planning Tips to Consider
Taxes are one if the biggest headwinds retirees will face. In this episode, I share 7 different ways you can lower your tax bill both now and throughout your retiremen...
Tax Diversification
We know how important it is to be diversified in our investments... But are you aware of how important it is to be tax-diversified for retirement?By having tax diversi...
My Thoughts on Silicon Valley Bank
You've probably heard about the failure of Silicon Valley Bank. In this episode, I share my thoughts on the whole situation and what we can learn from it.Enjoy!
Taxes on Roth Conversions, How 401ks are Taxed, & Offsetting Dividends with Capital Losses
In this episode of Retirement Answers, I discuss:How to pay the taxes on Roth conversionsHow 401k distributions are taxedWhy you can't offset dividends with capital lo...
Naming Beneficiaries, Roth Limits, and Spousal Benefits
In this episode, I answer 3 questions I recently received:Who will inherit my IRA when I die?Can I contribute to my Roth IRA and Roth 401k at the same time?Will I cont...
Are Bonds Still a Viable Investment Option?
After the lackluster performance in bonds in 2022, many are wondering if they should be investing in bonds at all... In this episode of Retirement Answers, I share how...
SECURE Act 2.0: Changes to RMDs
Well, they have changed RMDs yet again... In this episode of Retirement Answers, I share how the new RMD rules are going to work and perhaps how it could hurt you late...
Don't Be Too Conservative in Retirement
Our immediate reaction as we get closer to retirement is to invest more conservatively. But why? The short answer is that our human nature fears potential loss than en...
3 Things You Should Do BEFORE You Retire
In this episode of Retirement Answers, I share 3 things that you should do before you retire. 1. Build Cash 2. Calculate Monthly Spending 3. Write Out Your Goals/...
3 Questions My Clients Are Asking Right Now
In this episode I discuss the 3 questions my clients are asking about right now. - What should I know about the SECURE Act 2.0? - Should I be making changes to my ...
Roth IRA Distribution Rules
Ever wonder if you can take money from your Roth IRA before age 59.5? Well, the short answer is yes, you can. But tune into today's episode to learn more about the ord...
Understanding Social Security Survivor Benefits
In this episode of Retirement Answers, I discuss the things you need to know about Social Security survivor benefits. I see people often confuse survivor and spousal b...
Don't forget about the Taxable Investment Account!
We all know about IRAs and 401ks, but are there other ways to optimize your retirement savings? Yes, and it involves the investment account. In this episode of Retirem...
Do I have to be receiving Social Security benefits to get the COLA?
Are you curious about the requirements to get the Social Security COLA? This episodes clears up any confusion around COLAs and what has to happen for you to qualify.
Understanding Social Security Spousal Benefits
So, you know about the Social Security spousal benefit, but do you understand it completely? This episode of retirement answers tells you everything you should know ab...
Intro
Welcome to Retirement Answers! This is a quick introductory episode explaining what you can expect from the show moving forward. I invite you to subscribe so you do no...