All Episodes
Displaying 61 - 90 of 124 in total
5 Benefits of a Roth IRA in Retirement
Roth IRAs are powerful retirement accounts. You get to pay your tax now, let your investments grow tax-sheltered, and take from the account in retirement TAX-FREE! (Th...
How to Plan for Retirement Gap Years
Maybe you have heard of retirement "gap years" or maybe it's a new concept to you, but how to plan for your retirement gap years is a common question for retirees.The ...
How Much Income Will I Need in Retirement?
Trying to figure out how much income you will need in retirement can be challenging to figure out...There are rules of thumb such as 80% of your current, pre-retiremen...
The Secret Ingredient to a Successful Retirement
Discover the missing ingredient to a successful retirement in this episode of Retirement Answers with Jacob Duke. Learn why this ingredient is crucial to your retireme...
Should I Take Social Security & Invest It?
In this episode of Retirement Answers, Jacob answers the common question, "should I take social security early and invest it?"Jacob talks through the following:- Benef...
Should I Prioritize Roth Conversions or Health Insurance Subsidies?
In this episode, Jacob discusses the decision many retirees have to make: prioritizing health insurance subsidies or Roth conversions? He highlights considerations suc...
When is the Best Time to Retire?
"When should I retire?" can be one of the hardest questions to answer. There isn't a perfect answer nor a one-size-fits-all. There are plenty of rules of thumb you cou...
5 Common Retirement Regrets (& How To Avoid Them)
Have you ever heard someone say they weren't enjoying their retirement? Or maybe they were bored or felt lost?Unfortunately, I hear retirees say this more often than I...
Social Security Survivor Benefits: A Complete Guide
Social Security can get confusing very quickly. You have FRAs & PIAs, and Spousal benefits, Survivor benefits, Disability, and your own benefits.And the crazy part is ...
Last 5, First 5: The Most Important Years
I've had this concept in my mind lately and wanted to share it with you. It's not groundbreaking or innovative. It's a simple concept that I have labeled "Last 5, Firs...
3 Investment Principles to Live By
Investing can be hard, but it doesn't have to be... What if I said simple is better, and you don't need a crazy strategy to be a successful investor? We all have our o...
The Power of a One-Page Plan
Does retirement scare you or give you anxiety? Do you feel like there is too much to know? Well, you're not alone. Almost everyone I talk to who is trying to retire fe...
Important Numbers to Know in 2024
2024 is right around the corner and there are important changes that you need to know about!In this episode, we are covering:IRA contribution limit increases401k contr...
Donor Advised Funds - How & When To Use Them
I've had a few questions about charitable giving lately, so in today's episode, I am talking about Donor Advised Funds. We will discuss:What they areHow they workWhy y...
How to Retire in 2024 - 5 Steps To Take Now
Are you hoping to retire in 2024? Curious if you are on the right track or if you have everything done to make retirement a reality? In this episode, I am sharing 5 st...
The 4 Parts of a Successful Retirement Plan
I always talk about different retirement strategies and things to think about, but I think it's important to zoom out and look at the big picture. It is easy to get ov...
Year-End Tax Planning Reminders for 2023
The end of 2023 is upon us... Crazy! But this is the time of year to make sure you have completed any tax planning that needs to be done.This includes things like:Roth...
Retirement Investing Mistakes & How To Avoid Them
As a financial advisor, I see a lot of investing mistakes... And to be honest, I've made a lot of these mistakes myself. I've that getting the investment results you w...
6 (Common) Roth Conversion Mistakes to Avoid!
Roth conversions are a powerful tax savings tool for many retirees. There are many reasons to do Roth conversions:Pay less tax now compared to the futureMinimize futur...
The Complete Guide to Social Security Spousal Benefits
Social Security is one of the pillars of retirement income. But it can be very confusing when you think about PIAs, FRAs, and spousal benefits.In this episode, I break...
7 Common Retirement Fears (& How To Overcome Them)
Retirement can be a scary thought. Do I have enough to retire? When should I take Social Security? What if I run of money before I die? How much can I spend?These are ...
2024 Social Security COLA & More
The 2024 Social Security COLA has been announced! I am sharing the following:What the 2024 COLA isWho gets the COLAHow does it compare to COLAs historicallyWhy WHEN yo...
Spending with Confidence in Retirement
Retirement can be challenging... When should I take Social Security? How aggressively should I be investing? How can I manage my taxes? Where is my income going to com...
5 Ways to Use a HSA in Retirement
The Health Savings Account (HSA) is the only account you can contribute to that receives triple-tax advantages.Tax-deductible contributionsTax-deferred growthTax-free ...
When Should I Take Social Security? 6 Things to Consider
Deciding when to take your Social Security benefits is a common question for most retirees. This decision can cause stress because there is never a perfect answer.If y...
Are You Ready For The Next Recession?
What are you going to do next time the market enters a recession? Are you prepared? Do you have a plan?Most investors are reactive to turbulence in the market. They ac...
How to Pay 0% Capital Gains Tax
Tax planning in retirement is a crucial piece in a successful retirement plan. We often think about Roth conversions and tax-loss harvesting as the primary ways to low...
The Ultimate Guide to 401k Rollovers
Do you have an old 401k from a previous employer? Or maybe even a few straggling out there?I'm a fan of keeping things organized and simple, so rolling over those old ...
The Ultimate Retirement Checklist: 6 Things To Include in Your Plan
What is a retirement plan... actually?Is it a Monte Carlo simulation? Tax projections? Investment allocations?A retirement plan, in my opinion, is non of those things ...
Backdoor Roth IRA: What it is + How it works
When you want to save Roth money for retirement, but your income is too high... what do you do?Do a Backdoor Roth IRA contribution!Listen in where Jacob shares what a ...